Warning: late repayments can cause you serious money problems. For help, go to moneyhelper.org.uk. We are a broker not a lender.
A short term loan can be used for a wide range of financial situations such as an unexpected emergency, car repairs, and home improvements. Applying for a short term loan with Next Step Cash is a viable option when you need to pay off a bill within a few months. To start we recommend checking the eligibility requirements first.
Applicants that are 18 years old or over can apply.
Only UK based residents can apply for a short term loan.
A UK bank account is required to receive the loan and make repayments.
Applicants require a regular income before applying.
An address in the UK is required before an application can be considered.
Applicants must be able to repay the short term loan.
If you meet all the eligibility requirements, you can begin your loan application with us. Applying is quick and easy—just provide a few details and receive a decision within minutes.
We understand that sometimes your paycheck doesn't stretch as far as you need, and unexpected expenses can arise beyond your control. A short-term loan can be a helpful option for these unforeseen situations. At Next Step Cash, we offer short-term loans tailored to various needs.
As a responsible lender, we want to ensure that applying for a loan does not put you in a difficult financial position. If you are struggling financially on a regular basis or having trouble keeping up with existing payments, we strongly advise against taking out a loan. Instead, you may want to seek assistance from a debt advisory service. You can reach out to nationaldebtline.org for free, impartial advice and support.
We partner with leading UK lenders to offer the best short-term loan options and top-quality service. If you have any questions about our website or the services we provide, please contact our customer support team.
Representative example: if you borrow £550 over 18 months at a flat rate of 180% per annum (fixed) with a representative 770% APR you will make 18 monthly payments of £113.06, repaying £2,035.08 in total. Rates from 45.3% APR to 1721% APR. A short term high cost loan should not be used as a long term solution. We are a broker not a lender. We don't charge fees. We don't sell your personal information. We may receive a commission from the lender.
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